Insurance for the Legal Sector

• After the Event Insurance
• PII
• Employers Liability or..
• Office & Contents Insurance.

Having worked for and against all the leading insurance companies for the last ten years, who is in a better position to advise and obtain the best possible insurance at the best possible price. Working together with leading insurers, we are ready to work with you to provide a complete package of insurance products.
 

Why use Carlisle Legal Services

Having set up as a firm of Law Costs Draftsmen over ten years ago, we have been defending and challenging insurance products since they became recoverable from the losing party in 2000. We have been breaking them down into their constituent parts in order to justify the level of premium at detailed assessment, and worked alongside and against all the insurers. Our unique insight into the workings of such insurance, means we are best placed to not only advise you on the appropriate cover but to get the best deal from insurers for your clients.

Whether you need bulk provision of ATE products or bespoke services, give us a call and we will happily discuss the same with you.

Premium Rates:

Personal Injury Scheme (excluding IPT)

Clinical Negligence Scheme:

Low Value Cases –

High Value Cases –

Where damages are £15k or more, typical premium is £40,000 plus IPT

Rebates are applicable in Clinical Negligence cases to encourage early settlement by the Defendant, examples of which are:

• Settlement pre-issue - 90%
• Settlement within 3 months of Service of Claim Form – 40%
• Not less than 60 days before Trial – 10%

Commercial Disputes Scheme:

For commercial cases, premiums are based on Level of Indemnity (LOI) required:

Typical Premiums:

• LOI £50,000 – Premium is £18,750 plus IPT
• LOI £150,000 – Premium is £56,250 plus IPT

Rebates are applicable in Commercial Dispute cases to encourage early settlement by the Defendant, examples of which are:

• Post Issue but prior to service - 80%
• Within 42 days of disclosure of documentation – 40%
• Not less than 60 days before Trial – 10%

A non-exhaustive list of classes of case covered include:

• Property Disputes to include Commercial & Residential
• Contentious Trust & Probate
• Professional Negligence
• Insolvency
• Debt Recovery
• Intellectual Property